ZIP 04971 Property Distress & Foreclosure Data

ZIP code 04971 in Somerset County, Maine carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (71/100), structural risk (49/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (14/100). The latent-versus-live split is 49/100 structural and 4/100 already moving. Environmental exposure also runs high (climate & FEMA risk (68/100)).

The expansion-phase market in 04971 posted values that rose 6.1% over the year (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $64,688, below the U.S. median near $78,000. 19.2% of residents fall below the poverty threshold. The vacancy rate is 35.0% — elevated. Population is roughly 1,703 with a median age of 53. Around 73% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 36/100. Home values center near $194,000, an affordability ratio of 2.9× — accessible. Owners hold 86% of homes, renters 14%. Educational attainment sits at 22% bachelor's-or-above. The ZIP holds roughly 1,262 housing units.

On the whole, 04971 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

23/100
Composite stress
49/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 04971

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk68
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Somerset County

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Deterministic. Every signal traces to a public dataset · methodology