ZIP 04971 Foreclosure, Tax-Lien & Distress Report

In Somerset County, Maine, ZIP 04971 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (84/100), structural risk (50/100), institutional ownership (23/100). institutional ownership (23/100) and mortgage stress (14/100) stay muted. Latent structural risk is 50/100 while live distress already moving reads 4/100. Climate and flood risk are elevated too — climate & FEMA risk (68/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $64,688, below the U.S. median near $78,000. 19.2% of residents fall below the poverty threshold. Vacancy runs 35.0%, above the national norm and a classic distress-and-opportunity signal. 1,703 residents call 04971 home, typically aged 53. Around 73% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 36/100. A median home runs $194,000 here, or 2.9 times local income. Owners hold 86% of homes, renters 14%. Educational attainment sits at 22% bachelor's-or-above. The ZIP holds roughly 1,262 housing units.

On the whole, 04971 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 04971 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 04971's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 04971 shows blanks, not estimates, wherever the record is sparse.

Each component behind 04971 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Practically, 04971 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.