ZIP 04928 Property Distress & Foreclosure Data

DLRadar grades ZIP 04928 (Penobscot County, Maine) at a low 25/100 for overall property distress. Property-level stress concentrates in structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). By contrast, mortgage stress (17/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). The latent-versus-live split is 56/100 structural and 5/100 already moving.

The market reads peak — home values rose 2.4% year on year, 1.3% off the recent peak (phase confidence 56/100). Topping markets hide individual distress behind strong averages.

89% of housing is owner-occupied. The demographic-stress sub-score lands at 31/100. At $62,566, median income runs below typical U.S. levels. Around 12% of adults hold a bachelor's degree or higher. The vacancy rate is 14.2% — elevated. The typical home is worth about $163,200 (2.6× income, relatively affordable). Around 51% of renters are cost-burdened. About 2,079 people live here, median age 44. The poverty rate is 17.8% — high, a tax-stress and distress correlate. The ZIP holds roughly 1,016 housing units.

Net-net, 04928 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.