ZIP 04928 Foreclosure, Tax-Lien & Distress Report
Penobscot County, Maine · High Vacancy market
DLRadar grades ZIP 04928 (Penobscot County, Maine) at a low 26/100 for overall property distress. Property-level stress concentrates in construction/permit lag (57/100), structural risk (57/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (17/100) register low. Environmental exposure also runs high (climate & FEMA risk (79/100)). The split runs 57/100 structural to 5/100 active on the ground.
The contraction-phase market in 04928 posted values that held roughly flat over the year, 2.9% off the recent peak, at 44/100 phase confidence. A cooling market tends to open discount-to-value windows.
The tenure split is 89% owner-occupied to 11% rented. DLRadar's demographic-stress index for the area reads 31/100. Median household income is $62,566, below the U.S. median near $78,000. Educational attainment sits at 12% bachelor's-or-above. Vacancy runs 14.2%, above the national norm and a classic distress-and-opportunity signal. Home values center near $163,200, an affordability ratio of 2.6× — accessible. Around 51% of renters are cost-burdened. 2,079 residents call 04928 home, typically aged 44. Roughly 17.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 1,016 housing units across 04928.
Net-net, 04928 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 04928 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 04928 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 04928, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 26/100 for 04928 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 04928 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 04928
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 04928 Stress Report snapshot
The live 04928 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Penobscot County
Related reports across Penobscot County, Maine
More ZIP, county and state distress intelligence connected to Penobscot County, Maine.
Unlock parcel-level detail for ZIP 04928
See who owns each distressed property in 04928, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology