ZIP 04410 Foreclosure, Tax-Lien & Distress Report

In Penobscot County, Maine, ZIP 04410 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. The most distinctive pressure shows up in construction/permit lag (57/100), structural risk (57/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (79/100). Structural exposure scores 57 and live distress 5 on the 0–100 scale.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.9% off the recent peak, at 44/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Median household income is $72,167, near the U.S. median near $78,000. Roughly 12.1% live below the poverty line. On demographic stress specifically, 04410 scores 31/100. About 17% have a four-year degree. Around 66% of renters are cost-burdened. There are about 533 housing units across 04410. Vacancy runs 14.6%, above the national norm and a classic distress-and-opportunity signal. 88% of housing is owner-occupied. 1,180 residents call 04410 home, typically aged 47. Home values center near $176,200, an affordability ratio of 2.5× — accessible.

Net-net, 04410 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 04410 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 04410 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Penobscot County, Maine and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 04410 shows blanks, not estimates, wherever the record is sparse.

Each component behind 04410 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For an operator, 04410 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.