ZIP 04410 Property Distress & Foreclosure Data

Composite property distress in 04410 (Penobscot County, Maine) lands at 25/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). On the quiet end sit mortgage stress (17/100). Environmental exposure also runs high (climate & FEMA risk (79/100)). The latent-versus-live split is 56/100 structural and 5/100 already moving.

The peak-phase market in 04410 posted values that rose 2.4% over the year, 1.3% off the recent peak (phase confidence 56/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $72,167, near the U.S. median near $78,000. 12.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 31/100. Educational attainment sits at 17% bachelor's-or-above. Around 66% of renters are cost-burdened. The ZIP holds roughly 533 housing units. The vacancy rate is 14.6% — elevated. Owners hold 88% of homes, renters 12%. Population is roughly 1,180 with a median age of 47. Home values center near $176,200, an affordability ratio of 2.5× — accessible.

On the whole, 04410 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.