ZIP 04410 Foreclosure, Tax-Lien & Distress Report
Penobscot County, Maine · High Vacancy market
In Penobscot County, Maine, ZIP 04410 scores 25 of 100 for composite distress, a low level on DLRadar's distress index. The most distinctive pressure shows up in structural risk (56/100), construction/permit lag (54/100), institutional ownership (36/100). institutional ownership (36/100) and mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (79/100). Structural exposure scores 56 and live distress 5 on the 0–100 scale.
Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.9% off the recent peak, at 44/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
Median household income is $72,167, near the U.S. median near $78,000. Roughly 12.1% live below the poverty line. On demographic stress specifically, 04410 scores 31/100. About 17% have a four-year degree. Around 66% of renters are cost-burdened. There are about 533 housing units across 04410. Vacancy runs 14.6%, above the national norm and a classic distress-and-opportunity signal. 88% of housing is owner-occupied. 1,180 residents call 04410 home, typically aged 47. Home values center near $176,200, an affordability ratio of 2.5× — accessible.
Net-net, 04410 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 04410 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 04410 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Penobscot County, Maine and the nation. Every figure is auditable to a public dataset and refreshed as records update; 04410 shows blanks, not estimates, wherever the record is sparse.
Each component behind 04410 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For an operator, 04410 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 04410’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 04410 by the numbers
Current distress, phase, housing and lender-pressure figures for 04410, drawn from the same report attached to each property.
Other Penobscot County ZIP codes
Nearest ZIP codes to 04410
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
More ZIP, county and state distress intelligence connected to Penobscot County, Maine.
Open the complete 04410 acquisition file
Pull every distressed parcel in 04410 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology