ZIP 04468 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 04468 (Penobscot County, Maine) lands at 25/100 — low on DLRadar's distress scoring. Structural risk reads 56/100 against active distress of 5/100. Leading the profile are structural risk (56/100), construction/permit lag (54/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (17/100) register low. Environmental exposure also runs high (climate & FEMA risk (79/100)).

The market reads contraction — home values held roughly flat year on year, 2.9% off the recent peak, and 17% higher over three years (phase confidence 44/100). A cooling market tends to open discount-to-value windows.

The typical home is worth about $203,700 (3.6× income, relatively affordable). Around 45% of renters are cost-burdened. The vacancy rate is 15.1% — elevated. There are about 4,596 housing units across 04468. Owners hold 64% of homes, renters 36%. The demographic-stress sub-score lands at 33/100. 9,163 residents call 04468 home, typically aged 41. The poverty rate is 18.9% — high, a tax-stress and distress correlate. About 33% have a four-year degree. At $51,063, median income runs below typical U.S. levels.

Net-net, 04468 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 04468 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 04468's 25/100 can be lined up against any neighbor in Penobscot County, Maine or any ZIP coast to coast. Sparse data for 04468 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 04468's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 04468 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.