ZIP 04468 Property Distress & Foreclosure Data

In Penobscot County, Maine, ZIP 04468 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 56/100 against active distress of 5/100. Its standout signals are structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (79/100).

Prices here sit in a peak phase: values rose 2.4% over the trailing year, 1.3% off the recent peak, and 17% higher over three years, at 56/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $203,700 here, or 3.6 times local income. Rent burden reaches 45% of tenant households. Vacancy runs 15.1%, above the national norm and a classic distress-and-opportunity signal. There are about 4,596 housing units across 04468. The tenure split is 64% owner-occupied to 36% rented. On demographic stress specifically, 04468 scores 33/100. 9,163 residents call 04468 home, typically aged 41. Roughly 18.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 33% have a four-year degree. Households earn a median $51,063 — below the roughly $78,000 national figure.

Taken together, 04468 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.