ZIP 04461 Property Distress & Foreclosure Data

Penobscot County, Maine's ZIP 04461 registers 25/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (79/100)). The latent-versus-live split is 56/100 structural and 5/100 already moving. The most distinctive pressure shows up in structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). On the quiet end sit mortgage stress (17/100).

The peak-phase market in 04461 posted values that rose 2.4% over the year, 1.3% off the recent peak, and 51% higher over three years (phase confidence 56/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $63,892, below the U.S. median near $78,000. 9.8% of residents fall below the poverty threshold. Around 43% of renters are cost-burdened. The ZIP holds roughly 1,498 housing units. The vacancy rate is 10.7%. DLRadar's demographic-stress index for the area reads 29/100. Home values center near $176,400, an affordability ratio of 2.9× — accessible. Population is roughly 3,083 with a median age of 43. Educational attainment sits at 17% bachelor's-or-above. Owners hold 84% of homes, renters 16%.

On balance 04461 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.