ZIP 04489 Foreclosure, Tax-Lien & Distress Report

ZIP 04489's composite property-distress score is 26/100 - DLRadar classes that as low for Penobscot County, Maine. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). Structurally it carries 57/100, against 0/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (57/100), structural risk (57/100), institutional ownership (35/100). institutional ownership (35/100) stay muted.

The contraction-phase market in 04489 posted values that held roughly flat over the year, 2.9% off the recent peak, at 44/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Population is roughly 366 with a median age of 25. A median home runs $262,500 here. The demographic-stress sub-score lands at 34/100. There are about 158 housing units across 04489. Roughly 26.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 18.8%, above the national norm and a classic distress-and-opportunity signal. Around 73% of adults hold a bachelor's degree or higher. 66% of housing is owner-occupied. Around 69% of renters are cost-burdened.

Net-net, 04489 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 04489 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 04489 shows blanks, not estimates, wherever the record is sparse.

Behind 04489's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 04489 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.