ZIP 04765 Property Distress & Foreclosure Data

In Penobscot County, Maine, ZIP 04765 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 56/100 against active distress of 5/100. Climate and flood risk are elevated too — climate & FEMA risk (79/100). Its standout signals are structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). mortgage stress (17/100) stay muted.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, 1.3% off the recent peak, at 56/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $121,400 here, or 2.5 times local income. Rent burden reaches 41% of tenant households. 1,452 residents call 04765 home, typically aged 55. About 25% have a four-year degree. Vacancy runs 40.8%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $47,269 — below the roughly $78,000 national figure. The tenure split is 84% owner-occupied to 16% rented. On demographic stress specifically, 04765 scores 34/100. There are about 1,097 housing units across 04765. Roughly 31.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 04765 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.