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ZIP 04780 Foreclosure, Tax-Lien & Distress Report

Aroostook County, Maine · High Vacancy market

In Aroostook County, Maine, ZIP 04780 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (78/100), flood (NFIP) exposure (77/100). Structurally it carries 63/100, against 3/100 of stress already in motion. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (63/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (10/100) stay muted.

The peak-phase market in 04780 posted values that rose 2.0% over the year, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $53,750, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 21/100. Roughly 11.2% live below the poverty line. There are about 383 housing units across 04780. Rent burden reaches 4% of tenant households. The tenure split is 91% owner-occupied to 9% rented. Vacancy runs 23.3%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 882 with a median age of 37. Educational attainment sits at 19% bachelor's-or-above. A median home runs $123,800 here, or 2.0 times local income.

Net-net, 04780 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 04780 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Aroostook County, Maine and the nation. Where the public record is thin for 04780, the field stays empty rather than modeled, and fills in as new documents post.

04780's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 04780 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

27/100
Composite stress
63/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 04780

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk78
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 04780 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 04780, the same set carried on every parcel.

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