ZIP 04786 Foreclosure, Tax-Lien & Distress Report

In Aroostook County, Maine, ZIP 04786 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (63/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (10/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (77/100). Structural exposure scores 63 and live distress 3 on the 0–100 scale.

The market reads peak — home values rose 2.0% year on year (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

At $48,235, median income runs below typical U.S. levels. The poverty rate is 13.7%. Around 24% of adults hold a bachelor's degree or higher. A median home runs $115,100 here, or 2.2 times local income. Rent burden reaches 33% of tenant households. 79% of housing is owner-occupied. The ZIP holds roughly 853 housing units. The vacancy rate is 11.8% — elevated. On demographic stress specifically, 04786 scores 25/100. Population is roughly 1,686 with a median age of 47.

Net-net, 04786 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 04786 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 04786 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04786 can be compared directly against any other ZIP in Aroostook County, Maine or nationwide. Nothing here is interpolated — where a source is thin for 04786, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 27/100 for 04786 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 04786 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.