ZIP 04736 Foreclosure, Tax-Lien & Distress Report

ZIP code 04736 in Aroostook County, Maine carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (78/100), flood (NFIP) exposure (77/100). Its standout signals are construction/permit lag (100/100), structural risk (63/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (10/100) register low. The latent-versus-live split is 63/100 structural and 3/100 already moving.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 18% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 4,709 housing units across 04736. The typical home is worth about $139,000 (2.2× income, relatively affordable). At $56,189, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 25/100. Owners hold 78% of homes, renters 22%. The vacancy rate is 11.4% — elevated. Around 36% of renters are cost-burdened. Educational attainment sits at 26% bachelor's-or-above. Population is roughly 9,107 with a median age of 51. The poverty rate is 12.0%.

On balance 04736 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 04736 at the moment; the composite and its components are still built from verifiable public records.

Whether 04736 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04736 can be compared directly against any other ZIP in Aroostook County, Maine or nationwide. Where the public record is thin for 04736, the field stays empty rather than modeled, and fills in as new documents post.

The 27/100 figure for 04736 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 04736 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.