ZIP 04785 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 04785 (Aroostook County, Maine) at a low 27/100 for overall property distress. Latent structural risk is 63/100 while live distress already moving reads 3/100. What sets it apart are the readings on construction/permit lag (100/100), structural risk (63/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (10/100). Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (77/100).

The market reads peak — home values rose 2.0% year on year, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 1,360 housing units across 04785. Vacancy runs 33.6%, above the national norm and a classic distress-and-opportunity signal. 2,018 residents call 04785 home, typically aged 56. The tenure split is 68% owner-occupied to 32% rented. DLRadar's demographic-stress index for the area reads 33/100. Around 10% of adults hold a bachelor's degree or higher. The poverty rate is 22.9% — high, a tax-stress and distress correlate. At $38,542, median income runs below typical U.S. levels. Home values center near $114,200, an affordability ratio of 2.5× — accessible. Around 35% of renters are cost-burdened.

On the whole, 04785 leans distressed, with opportunity clustered in specific stressed parcels. 04785 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 04785 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Aroostook County, Maine and the nation. 04785 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

04785's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 04785 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.