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ZIP 04497 Foreclosure, Tax-Lien & Distress Report

Aroostook County, Maine · High Vacancy market

Aroostook County, Maine's ZIP 04497 registers 26/100 composite distress, which DLRadar reads as low. Structurally it carries 60/100, against 3/100 of stress already in motion. The pressure is most legible in construction/permit lag (82/100), structural risk (60/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (11/100) register low. Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (73/100)).

The market reads peak — home values rose 1.6% year on year, 1.1% off the recent peak, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 319 people live here, median age 58. Median household income is $43,438, below the U.S. median near $78,000. The ZIP holds roughly 317 housing units. The poverty rate is 11.9%. Owners hold 82% of homes, renters 18%. Around 62% of renters are cost-burdened. The vacancy rate is 51.8% — elevated. The demographic-stress sub-score lands at 33/100. A median home runs $96,900 here, or 1.7 times local income. Around 12% of adults hold a bachelor's degree or higher.

Net-net, 04497 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 04497 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 04497's 26/100 can be lined up against any neighbor in Aroostook County, Maine or any ZIP coast to coast. Sparse data for 04497 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 26/100 figure for 04497 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 04497 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

26/100
Composite stress
60/100
Structural risk
3/100
Distress activity

ZIP 04497 distress signals, scored

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk79
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 04497 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 04497, the same set carried on every parcel.

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Neighbouring ZIPs in Aroostook County

More distress data near 04497

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Pull every distressed parcel in 04497 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

Each signal above is traceable to an open dataset · methodology

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