ZIP 04413 Foreclosure, Tax-Lien & Distress Report

In Washington County, Maine, ZIP 04413 scores 20 of 100 for composite distress, a low level on DLRadar's distress index. On the structural side it scores 45/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (69/100). Its heaviest discrete signals: institutional ownership (47/100), structural risk (45/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (24/100) stay muted.

The peak-phase market in 04413 posted values that rose 2.0% over the year (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Educational attainment sits at 32% bachelor's-or-above. A median home runs $183,300 here, or 2.2 times local income. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 46.8%, above the national norm and a classic distress-and-opportunity signal. 225 residents call 04413 home, typically aged 66. The ZIP holds roughly 168 housing units. Median household income is $63,971, below the U.S. median near $78,000. The demographic-stress sub-score lands at 34/100. The tenure split is 100% owner-occupied to 0% rented.

Taken together, 04413 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 04413 runs through one identical scoring model, so its 20/100 sits on the same scale as every other ZIP in Washington County, Maine and the nation. The score is rebuilt from public data as it updates, so 04413 reflects the current record instead of a stale or modeled snapshot.

Each component behind 04413 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Practically, 04413 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.