ZIP 04491 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 04491 (Washington County, Maine) at a low 20/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (71/100)). The pressure is most legible in structural risk (46/100), institutional ownership (44/100), construction/permit lag (32/100). By contrast, construction/permit lag (32/100) register low. The latent-versus-live split is 46/100 structural and 0/100 already moving.

The peak-phase market in 04491 posted values that rose 2.0% over the year (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

Owners hold 93% of homes, renters 7%. The poverty rate is 5.7% — low. A median home runs $113,500 here, or 2.1 times local income. Around 4% of adults hold a bachelor's degree or higher. The ZIP holds roughly 130 housing units. Vacancy runs 43.6%, above the national norm and a classic distress-and-opportunity signal. Around 100% of renters are cost-burdened. Households earn a median $53,500 — below the roughly $78,000 national figure. Population is roughly 158 with a median age of 59. On demographic stress specifically, 04491 scores 37/100.

Net-net, 04491 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 04491 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 04491 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. 04491 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

04491's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 04491 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.