ZIP 04623 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 04623 (Washington County, Maine) at a low 20/100 for overall property distress. Its standout signals are structural risk (46/100), institutional ownership (44/100), construction/permit lag (32/100). construction/permit lag (32/100) and mortgage stress (24/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (71/100)). Structurally it carries 46/100, against 7/100 of stress already in motion.

The peak-phase market in 04623 posted values that rose 2.0% over the year (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 82% of homes, renters 18%. Vacancy runs 31.3%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 7.8%. Around 40% of renters are cost-burdened. Median household income is $54,286, below the U.S. median near $78,000. Around 21% of adults hold a bachelor's degree or higher. The typical home is worth about $180,600 (2.9× income, relatively affordable). Population is roughly 1,125 with a median age of 45. On demographic stress specifically, 04623 scores 30/100. There are about 682 housing units across 04623.

On the whole, 04623 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 04623 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 04623 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04623 can be compared directly against any other ZIP in Washington County, Maine or nationwide. 04623 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 04623 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For an operator, 04623 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.