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ZIP 04628 Foreclosure, Tax-Lien & Distress Report

Washington County, Maine · High Vacancy market

DLRadar grades ZIP 04628 (Washington County, Maine) at a low 20/100 for overall property distress. The split runs 46/100 structural to 7/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (71/100). Property-level stress concentrates in structural risk (46/100), institutional ownership (44/100), construction/permit lag (32/100). construction/permit lag (32/100) and mortgage stress (24/100) stay muted.

The peak-phase market in 04628 posted values that rose 2.0% over the year, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 514 with a median age of 47. There are about 406 housing units across 04628. The vacancy rate is 32.6% — elevated. Rent burden reaches 17% of tenant households. Owners hold 83% of homes, renters 17%. Around 28% of adults hold a bachelor's degree or higher. A median home runs $178,100 here, or 2.5 times local income. DLRadar's demographic-stress index for the area reads 26/100. The poverty rate is 16.3% — high, a tax-stress and distress correlate. At $50,427, median income runs below typical U.S. levels.

On the whole, 04628 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 04628 at the moment; the composite and its components are still built from verifiable public records.

The 04628 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 04628 stays directly comparable to neighboring ZIPs and the rest of Washington County, Maine. Every figure is auditable to a public dataset and refreshed on ingest; 04628 shows blanks, not estimates, wherever the record is sparse.

The 20/100 for 04628 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 04628 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

20/100
Composite stress
46/100
Structural risk
7/100
Distress activity

What is driving ZIP 04628’s distress

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk43
Another 9 scored dimensions sit behind 04628

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

04628 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 04628, the same set carried on every parcel.

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Each signal above is traceable to an open dataset · methodology

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