ZIP 04655 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 04655 (Washington County, Maine) lands at 20/100 — low on DLRadar's distress scoring. Structurally it carries 45/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (69/100). What sets it apart are the readings on institutional ownership (47/100), structural risk (45/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (24/100).

The market reads peak — home values rose 2.0% year on year (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $177,100 (3.7× income, relatively affordable). At $52,188, median income runs below typical U.S. levels. About 1,001 people live here, median age 48. Rent burden reaches 23% of tenant households. The tenure split is 77% owner-occupied to 23% rented. There are about 706 housing units across 04655. Educational attainment sits at 25% bachelor's-or-above. On demographic stress specifically, 04655 scores 31/100. Vacancy runs 37.9%, above the national norm and a classic distress-and-opportunity signal. Roughly 11.3% live below the poverty line.

On the whole, 04655 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 04655 at the moment; the composite and its components are still built from verifiable records.

Whether 04655 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04655 can be compared directly against any other ZIP in Washington County, Maine or nationwide. The score is rebuilt from public data as it updates, so 04655 reflects the current record instead of a stale or modeled snapshot.

04655's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 04655 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.