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Where stress is building, how the cycle is turning, and what is live now.

ZIP 04626 Foreclosure, Tax-Lien & Distress Report

Washington County, Maine · High Vacancy market

Composite property distress in 04626 (Washington County, Maine) lands at 20/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 46/100 structural and 7/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (71/100). The sharpest non-environmental signals are structural risk (46/100), institutional ownership (44/100), construction/permit lag (32/100). construction/permit lag (32/100) and mortgage stress (24/100) stay muted.

The peak-phase market in 04626 posted values that rose 2.0% over the year (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 528 people live here, median age 42. The typical home is worth about $155,900 (2.7× income, relatively affordable). At $56,667, median income runs below typical U.S. levels. Roughly 11.6% live below the poverty line. The vacancy rate is 40.4% — elevated. Rent burden reaches 0% of tenant households. The tenure split is 97% owner-occupied to 3% rented. The ZIP holds roughly 385 housing units. The demographic-stress sub-score lands at 22/100. About 34% have a four-year degree.

On the whole, 04626 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 04626 at the moment; the composite and its components are still built from verifiable public records.

Whether 04626 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04626 can be compared directly against any other ZIP in Washington County, Maine or nationwide. 04626 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 04626 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. The point of the 04626 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

20/100
Composite stress
46/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 04626

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk43
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

04626 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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