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ZIP 04630 Foreclosure, Tax-Lien & Distress Report

Washington County, Maine · High Vacancy market

ZIP code 04630 in Washington County, Maine carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are structural risk (46/100), institutional ownership (44/100), construction/permit lag (32/100). construction/permit lag (32/100) and mortgage stress (24/100) stay muted. Structurally it carries 46/100, against 7/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (71/100)).

The peak-phase market in 04630 posted values that rose 2.0% over the year (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

Rent burden reaches 61% of tenant households. 17.0% of residents fall below the poverty threshold. Vacancy runs 28.1%, above the national norm and a classic distress-and-opportunity signal. About 29% have a four-year degree. Population is roughly 1,294 with a median age of 43. A median home runs $211,300 here, or 3.2 times local income. Households earn a median $56,875 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 34/100. Owners hold 81% of homes, renters 19%. There are about 742 housing units across 04630.

Net-net, 04630 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 04630 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 04630's 20/100 can be lined up against any neighbor in Washington County, Maine or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 04630 shows blanks, not estimates, wherever the record is sparse.

The 20/100 figure for 04630 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 04630 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

20/100
Composite stress
46/100
Structural risk
7/100
Distress activity

ZIP 04630 distress signals, scored

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk43
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 04630 distress snapshot

Current distress, phase, housing and lender-pressure figures for 04630, drawn from the same report attached to each property.

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Washington County ZIPs near 04630

Related reports across Washington County, Maine

Keep going: ZIP, county and state distress coverage for Washington County, Maine.

See every distressed parcel in 04630

The full 04630 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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