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ZIP 04657 Foreclosure, Tax-Lien & Distress Report

Washington County, Maine · High Vacancy market

Scored purely from public records, 04657 (Washington County, Maine) returns a low composite of 20/100. Structurally it carries 46/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100). What sets it apart are the readings on structural risk (46/100), institutional ownership (44/100), construction/permit lag (32/100). On the quiet end sit construction/permit lag (32/100) and mortgage stress (24/100).

The market reads peak — home values rose 2.0% year on year, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 313 people live here, median age 61. Roughly 12.8% live below the poverty line. Home values center near $220,600, an affordability ratio of 4.9×. The vacancy rate is 59.2% — elevated. 93% of housing is owner-occupied. There are about 405 housing units across 04657. Median household income is $50,417, below the U.S. median near $78,000. Rent burden reaches 100% of tenant households. The demographic-stress sub-score lands at 47/100. Educational attainment sits at 20% bachelor's-or-above.

On the whole, 04657 leans distressed, with opportunity clustered in specific stressed parcels. While 04657 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 04657 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Washington County, Maine and the nation. Where the public record is thin for 04657, the field stays empty rather than modeled, and fills in as new documents post.

The 20/100 figure for 04657 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 04657 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

20/100
Composite stress
46/100
Structural risk
7/100
Distress activity

What is driving ZIP 04657’s distress

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk43
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 04657 by the numbers

Current distress, phase, housing and lender-pressure figures for 04657, drawn from the same report attached to each property.

Loading ZIP 04657 stress data…

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