ZIP 04694 Property Distress & Foreclosure Data

DLRadar grades ZIP 04694 (Washington County, Maine) at a low 19/100 for overall property distress. Property-level stress concentrates in institutional ownership (50/100), structural risk (43/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (10/100) register low. On the structural side it scores 43/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), FEMA disaster exposure (64/100).

The market reads expansion — home values rose 6.1% year on year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

81% of housing is owner-occupied. The vacancy rate is 28.3% — elevated. The poverty rate is 18.6% — high, a tax-stress and distress correlate. Around 42% of renters are cost-burdened. At $57,813, median income runs below typical U.S. levels. Around 17% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,421 housing units. The demographic-stress sub-score lands at 29/100. About 2,263 people live here, median age 45. The typical home is worth about $130,000 (2.0× income, relatively affordable).

Net-net, 04694 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.