ZIP 04686 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 04686 (Washington County, Maine) lands at 20/100 — low on DLRadar's public-record scoring. Structurally it carries 46/100, against 7/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (71/100). Leading the profile are structural risk (46/100), institutional ownership (44/100), construction/permit lag (32/100). By contrast, construction/permit lag (32/100) and mortgage stress (24/100) register low.

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 289 housing units across 04686. Home values center near $69,700, an affordability ratio of 2.1× — accessible. Around 40% of renters are cost-burdened. Educational attainment sits at 13% bachelor's-or-above. 74% of housing is owner-occupied. The demographic-stress sub-score lands at 33/100. About 166 people live here, median age 64. Median household income is $48,750, below the U.S. median near $78,000. The vacancy rate is 61.6% — elevated. Roughly 17.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 04686 leans distressed, with opportunity clustered in specific stressed parcels. While 04686 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 04686's 20/100 can be lined up against any neighbor in Washington County, Maine or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 04686, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

04686's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 04686 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.