ZIP 04492 Foreclosure, Tax-Lien & Distress Report
Washington County, Maine · High Vacancy market
ZIP code 04492 in Washington County, Maine carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — flood (NFIP) exposure (69/100). Structural exposure scores 45 and live distress 7 on the 0–100 scale. Its heaviest discrete signals: institutional ownership (47/100), structural risk (45/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (24/100).
The peak-phase market in 04492 posted values that rose 2.0% over the year (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
100% of housing is owner-occupied. The vacancy rate is 18.4% — elevated. Home values center near $78,300, an affordability ratio of 1.6× — accessible. The demographic-stress sub-score lands at 36/100. About 11% have a four-year degree. At $43,750, median income runs below typical U.S. levels. About 185 people live here, median age 53. 25.4% of residents fall below the poverty threshold. There are about 97 housing units across 04492.
On the whole, 04492 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 04492 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 04492 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04492 can be compared directly against any other ZIP in Washington County, Maine or nationwide. Nothing here is interpolated — where a source is thin for 04492, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
04492's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 04492 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 04492 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 04492 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 04492, the same set carried on every parcel.
Other Washington County ZIP codes
Nearest ZIP codes to 04492
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Washington County, Maine
Additional distress intelligence spanning Washington County, Maine by ZIP, county and state.
Unlock parcel-level detail for ZIP 04492
Every distressed parcel in 04492 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology