ZIP 04490 Property Distress & Foreclosure Data
In Washington County, Maine, ZIP 04490 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (50/100), structural risk (43/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (10/100) register low. The latent-versus-live split is 43/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), FEMA disaster exposure (64/100).
The market reads expansion — home values rose 6.1% year on year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 240 people live here, median age 63. The typical home is worth about $130,200 (2.5× income, relatively affordable). The poverty rate is 7.5%. The ZIP holds roughly 219 housing units. The demographic-stress sub-score lands at 25/100. The vacancy rate is 42.5% — elevated. 96% of housing is owner-occupied. At $47,656, median income runs below typical U.S. levels. Around 19% of adults hold a bachelor's degree or higher.
Net-net, 04490 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 04490
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Washington County
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Deterministic. Every signal traces to a public dataset · methodology