ZIP 04490 Foreclosure, Tax-Lien & Distress Report
Washington County, Maine · High Vacancy market
DLRadar grades ZIP 04490 (Washington County, Maine) at a low 20/100 for overall property distress. Its heaviest discrete signals: institutional ownership (47/100), structural risk (45/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (24/100) stay muted. Structural risk reads 45/100 against active distress of 7/100. Climate and flood risk are elevated too — flood (NFIP) exposure (69/100).
The market reads peak — home values rose 2.0% year on year, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.
Population is roughly 240 with a median age of 63. A median home runs $130,200 here, or 2.5 times local income. Roughly 7.5% live below the poverty line. The ZIP holds roughly 219 housing units. DLRadar's demographic-stress index for the area reads 37/100. The vacancy rate is 42.5% — elevated. Owners hold 96% of homes, renters 4%. Median household income is $47,656, below the U.S. median near $78,000. Educational attainment sits at 19% bachelor's-or-above.
Taken together, 04490 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 04490 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 04490's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 04490 shows blanks, not estimates, wherever the record is sparse.
Each component behind 04490 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. The point of the 04490 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 04490
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
04490 at a glance
The live 04490 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Washington County ZIP codes
Nearest ZIP codes to 04490
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 04490
Other reports tied to Washington County, Maine — ZIP, county and statewide.
The complete 04490 distress and acquisition report
Every distressed parcel in 04490 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology