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ZIP 04631 Foreclosure, Tax-Lien & Distress Report

Washington County, Maine · High Vacancy market

Composite property distress in 04631 (Washington County, Maine) lands at 20/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 46/100 structural and 7/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (71/100)). Property-level stress concentrates in structural risk (46/100), institutional ownership (44/100), construction/permit lag (32/100). construction/permit lag (32/100) and mortgage stress (24/100) stay muted.

The peak-phase market in 04631 posted values that rose 2.0% over the year, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 1,230 with a median age of 63. 73% of housing is owner-occupied. The poverty rate is 10.8%. Vacancy runs 41.1%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 1,106 housing units. On demographic stress specifically, 04631 scores 31/100. Rent burden reaches 40% of tenant households. At $46,205, median income runs below typical U.S. levels. The typical home is worth about $179,800 (3.2× income, relatively affordable). Around 38% of adults hold a bachelor's degree or higher.

On the whole, 04631 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 04631 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 04631 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 04631, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 04631 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Practically, 04631 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

20/100
Composite stress
46/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 04631

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk43
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 04631 by the numbers

Current distress, phase, housing and lender-pressure figures for 04631, drawn from the same report attached to each property.

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Adjacent Washington County ZIP reports

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Additional distress intelligence spanning Washington County, Maine by ZIP, county and state.

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Every distressed parcel in 04631 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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