ZIP 04631 Property Distress & Foreclosure Data

Composite property distress in 04631 (Washington County, Maine) lands at 19/100 — low on DLRadar's public-record scoring. Structural exposure scores 43 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), FEMA disaster exposure (64/100). The sharpest non-environmental signals are institutional ownership (50/100), structural risk (43/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (10/100) register low.

The market reads expansion — home values rose 6.1% year on year, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,230 people live here, median age 63. 73% of housing is owner-occupied. The poverty rate is 10.8%. Vacancy runs 41.1%, above the national norm and a classic distress-and-opportunity signal. There are about 1,106 housing units across 04631. The demographic-stress sub-score lands at 31/100. Rent burden reaches 40% of tenant households. At $46,205, median income runs below typical U.S. levels. The typical home is worth about $179,800 (3.2× income, relatively affordable). Around 38% of adults hold a bachelor's degree or higher.

Net-net, 04631 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

19/100
Composite stress
43/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 04631

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk43
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Washington County

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