ZIP 04631 Foreclosure, Tax-Lien & Distress Report
Washington County, Maine · High Vacancy market
Composite property distress in 04631 (Washington County, Maine) lands at 20/100 — low on DLRadar's distress scoring. The latent-versus-live split is 45/100 structural and 7/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (69/100)). Property-level stress concentrates in institutional ownership (47/100), structural risk (45/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (24/100) stay muted.
The peak-phase market in 04631 posted values that rose 2.0% over the year, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.
Population is roughly 1,230 with a median age of 63. 73% of housing is owner-occupied. The poverty rate is 10.8%. Vacancy runs 41.1%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 1,106 housing units. On demographic stress specifically, 04631 scores 31/100. Rent burden reaches 40% of tenant households. At $46,205, median income runs below typical U.S. levels. The typical home is worth about $179,800 (3.2× income, relatively affordable). Around 38% of adults hold a bachelor's degree or higher.
On the whole, 04631 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 04631 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 04631 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 04631, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 04631 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Practically, 04631 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 04631
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 04631 by the numbers
Current distress, phase, housing and lender-pressure figures for 04631, drawn from the same report attached to each property.
Adjacent Washington County ZIP reports
Nearest ZIP codes to 04631
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 04631
Additional distress intelligence spanning Washington County, Maine by ZIP, county and state.
Unlock the full ZIP 04631 acquisition report
Every distressed parcel in 04631 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology