ZIP 04654 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 04654 in Washington County, Maine comes in at 20, a low composite-distress reading. Property-level stress concentrates in structural risk (46/100), institutional ownership (44/100), construction/permit lag (32/100). On the quiet end sit construction/permit lag (32/100) and mortgage stress (24/100). Environmental exposure also runs high (flood (NFIP) exposure (71/100)). Structural exposure scores 46 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 2.0% year on year, and 36% higher over three years (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $48,049, median income runs below typical U.S. levels. The poverty rate is 21.9% — high, a tax-stress and distress correlate. Around 42% of renters are cost-burdened. The tenure split is 66% owner-occupied to 34% rented. Home values center near $171,600, an affordability ratio of 3.4× — accessible. 3,363 residents call 04654 home, typically aged 43. Around 25% of adults hold a bachelor's degree or higher. The vacancy rate is 31.6% — elevated. The demographic-stress sub-score lands at 35/100. There are about 1,907 housing units across 04654.

Taken together, 04654 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 04654 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 04654 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 04654, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 04654 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Treat 04654 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.