ZIP 04451 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 04451 (Aroostook County, Maine) returns a low composite of 25/100. The split runs 57/100 structural to 4/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (66/100). What sets it apart are the readings on construction/permit lag (66/100), structural risk (57/100), institutional ownership (25/100). On the quiet end sit institutional ownership (25/100) and mortgage stress (13/100).

The peak-phase market in 04451 posted values that rose 0.8% over the year, 1.8% off the recent peak, at 39/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

240 residents call 04451 home, typically aged 63. 31.2% of residents fall below the poverty threshold. Home values center near $67,000, an affordability ratio of 2.1× — accessible. Vacancy runs 35.0%, above the national norm and a classic distress-and-opportunity signal. Around 5% of adults hold a bachelor's degree or higher. At $29,402, median income runs below typical U.S. levels. The tenure split is 96% owner-occupied to 4% rented. On demographic stress specifically, 04451 scores 41/100. The ZIP holds roughly 221 housing units. Rent burden reaches 100% of tenant households.

Net-net, 04451 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 04451 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 04451 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 04451 can be compared directly against any other ZIP in Aroostook County, Maine or nationwide. 04451 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

04451's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 04451 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.