ZIP 04746 Foreclosure, Tax-Lien & Distress Report

Aroostook County, Maine's ZIP 04746 registers 27/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (77/100). Structurally it carries 63/100, against 3/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (100/100), structural risk (63/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (10/100).

The market reads peak — home values rose 2.0% year on year (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

Roughly 21.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 78% of homes, renters 22%. At $34,167, median income runs below typical U.S. levels. Around 13% of adults hold a bachelor's degree or higher. Rent burden reaches 43% of tenant households. About 416 people live here, median age 57. On demographic stress specifically, 04746 scores 31/100. The typical home is worth about $85,000 (2.5× income, relatively affordable). There are about 263 housing units across 04746. The vacancy rate is 18.1% — elevated.

Net-net, 04746 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 04746 at the moment; the composite and its components are still built from verifiable public records.

The 04746 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 04746 stays directly comparable to neighboring ZIPs and the rest of Aroostook County, Maine. Nothing here is interpolated — where a source is thin for 04746, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 27/100 for 04746 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 04746 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.