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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 04761 Foreclosure, Tax-Lien & Distress Report

Aroostook County, Maine · High Vacancy market

ZIP 04761's composite property-distress score is 27/100 - DLRadar classes that as low for Aroostook County, Maine. On the structural side it scores 63/100, with 3/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (77/100). The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (63/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (10/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $196,900, an affordability ratio of 4.7×. Vacancy runs 45.1%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 82% owner-occupied to 18% rented. The demographic-stress sub-score lands at 32/100. Population is roughly 430 with a median age of 53. The poverty rate is 14.7%. Median household income is $53,125, below the U.S. median near $78,000. There are about 348 housing units across 04761. About 24% have a four-year degree. Rent burden reaches 3% of tenant households.

On the whole, 04761 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 04761 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Aroostook County, Maine and the nation. Where the public record is thin for 04761, the field stays empty rather than modeled, and fills in as new documents post.

04761's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 04761 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

27/100
Composite stress
63/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 04761

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk78
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

04761 at a glance

A live read on 04761: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Neighbouring ZIPs in Aroostook County

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Rules-based scoring — each signal ties to a public dataset · methodology

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