ZIP 04462 Foreclosure, Tax-Lien & Distress Report

In Piscataquis County, Maine, ZIP 04462 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). Property-level stress concentrates in construction/permit lag (51/100), structural risk (43/100), institutional ownership (26/100). By contrast, institutional ownership (26/100) and mortgage stress (15/100) register low. The latent-versus-live split is 43/100 structural and 5/100 already moving.

The market reads peak — home values rose 1.3% year on year, 1.4% off the recent peak, and 34% higher over three years, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $112,900 here, or 2.0 times local income. The demographic-stress sub-score lands at 24/100. 4,462 residents call 04462 home, typically aged 58. Educational attainment sits at 20% bachelor's-or-above. Owners hold 84% of homes, renters 16%. Households earn a median $44,167 — below the roughly $78,000 national figure. The vacancy rate is 30.8% — elevated. The ZIP holds roughly 3,179 housing units. Rent burden reaches 5% of tenant households. Roughly 23.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 04462 leans distressed, with opportunity clustered in specific stressed parcels. 04462 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 04462 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 04462, the field stays empty rather than modeled, and fills in as new documents post.

The 20/100 figure for 04462 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 04462 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.