ZIP 04939 Property Distress & Foreclosure Data

Penobscot County, Maine's ZIP 04939 registers 25/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). mortgage stress (17/100) stay muted. The latent-versus-live split is 56/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (79/100).

Prices here sit in a peak phase: values rose 2.4% over the trailing year, 1.3% off the recent peak (phase confidence 56/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 41% of renters are cost-burdened. On demographic stress specifically, 04939 scores 29/100. Households earn a median $53,083 — below the roughly $78,000 national figure. The tenure split is 84% owner-occupied to 16% rented. About 20% have a four-year degree. A median home runs $205,400 here, or 2.8 times local income. Roughly 15.8% live below the poverty line. The ZIP holds roughly 452 housing units. 819 residents call 04939 home, typically aged 55. The vacancy rate is 17.8% — elevated.

Taken together, 04939 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.