ZIP 04481 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 04481 (Piscataquis County, Maine) at a low 16/100 for overall property distress. Structural risk reads 34/100 against active distress of 6/100. Its heaviest discrete signals: construction/permit lag (39/100), structural risk (34/100), institutional ownership (23/100). institutional ownership (23/100) and mortgage stress (18/100) stay muted.

The market reads peak — home values rose 2.0% year on year, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $71,450, near the U.S. median near $78,000. Population is roughly 487 with a median age of 50. The poverty rate is 7.0% — low. There are about 372 housing units across 04481. About 29% have a four-year degree. The typical home is worth about $233,000 (2.7× income, relatively affordable). 98% of housing is owner-occupied. The demographic-stress sub-score lands at 20/100. Rent burden reaches 0% of tenant households. The vacancy rate is 34.2% — elevated.

On the whole, 04481 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 04481 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Piscataquis County, Maine and the nation. Where the public record is thin for 04481, the field stays empty rather than modeled, and fills in as new documents post.

04481's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 04481 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.