ZIP 04422 Foreclosure, Tax-Lien & Distress Report
Penobscot County, Maine · High Vacancy market
ZIP code 04422 in Penobscot County, Maine carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 57 and live distress 5 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (79/100)). Leading the profile are construction/permit lag (57/100), structural risk (57/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (17/100) register low.
Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.9% off the recent peak, at 44/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
The typical home is worth about $226,500 (2.9× income, relatively affordable). The vacancy rate is 16.9% — elevated. Owners hold 93% of homes, renters 7%. Around 14% of adults hold a bachelor's degree or higher. There are about 516 housing units across 04422. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas. Around 35% of renters are cost-burdened. At $75,795, median income runs near typical U.S. levels. 1,189 residents call 04422 home, typically aged 45. DLRadar's demographic-stress index for the area reads 26/100.
Taken together, 04422 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 04422 at the moment; the composite and its components are still built from verifiable public records.
The 04422 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 04422 stays directly comparable to neighboring ZIPs and the rest of Penobscot County, Maine. 04422 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 26/100 for 04422 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 04422 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 04422
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 04422 by the numbers
04422 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent Penobscot County ZIP reports
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Related ZIP, county and statewide reads linked to Penobscot County, Maine.
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Rules-based scoring — each signal ties to a public dataset · methodology