ZIP 04435 Property Distress & Foreclosure Data

ZIP code 04435 in Penobscot County, Maine carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 56/100 against active distress of 5/100. What sets it apart are the readings on structural risk (56/100), construction/permit lag (43/100), institutional ownership (40/100). mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (79/100).

Prices here sit in a peak phase: values rose 2.4% over the trailing year, 1.3% off the recent peak, at 56/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,132 residents call 04435 home, typically aged 53. Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal. There are about 535 housing units across 04435. On demographic stress specifically, 04435 scores 24/100. The tenure split is 93% owner-occupied to 7% rented. Households earn a median $76,875 — near the roughly $78,000 national figure. Rent burden reaches 33% of tenant households. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. A median home runs $166,700 here, or 2.0 times local income. About 14% have a four-year degree.

Taken together, 04435 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.