ZIP 04435 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 04435 (Penobscot County, Maine) at a low 26/100 for overall property distress. The latent-versus-live split is 57/100 structural and 5/100 already moving. The most distinctive pressure shows up in construction/permit lag (57/100), structural risk (57/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (17/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (79/100).

The market reads contraction — home values held roughly flat year on year, 2.9% off the recent peak (phase confidence 44/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Population is roughly 1,132 with a median age of 53. The vacancy rate is 14.4% — elevated. The ZIP holds roughly 535 housing units. On demographic stress specifically, 04435 scores 24/100. Owners hold 93% of homes, renters 7%. At $76,875, median income runs near typical U.S. levels. Rent burden reaches 33% of tenant households. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. Home values center near $166,700, an affordability ratio of 2.0× — accessible. Educational attainment sits at 14% bachelor's-or-above.

On the whole, 04435 leans distressed, with opportunity clustered in specific stressed parcels. 04435 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 04435's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 04435 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 26/100 figure for 04435 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 04435 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.