ZIP 04475 Foreclosure, Tax-Lien & Distress Report

In Penobscot County, Maine, ZIP 04475 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 57/100, with 5/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (79/100). The most distinctive pressure shows up in construction/permit lag (57/100), structural risk (57/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (17/100) register low.

The contraction-phase market in 04475 posted values that held roughly flat over the year, 2.9% off the recent peak (phase confidence 44/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

380 residents call 04475 home, typically aged 44. The tenure split is 80% owner-occupied to 20% rented. On demographic stress specifically, 04475 scores 22/100. Around 9% of renters are cost-burdened. Home values center near $98,800, an affordability ratio of 1.8× — accessible. There are about 191 housing units across 04475. Vacancy runs 6.4%. Educational attainment sits at 11% bachelor's-or-above. The poverty rate is 15.8%. Median household income is $51,667, below the U.S. median near $78,000.

Net-net, 04475 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 04475 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 04475's 26/100 can be lined up against any neighbor in Penobscot County, Maine or any ZIP coast to coast. 04475 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

04475's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 04475 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.