ZIP 04950 Property Distress & Foreclosure Data

DLRadar grades ZIP 04950 (Somerset County, Maine) at a low 23/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (68/100)). Property-level stress concentrates in construction/permit lag (71/100), structural risk (49/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (14/100). Structural exposure scores 49 and live distress 4 on the 0–100 scale.

The expansion-phase market in 04950 posted values that rose 6.1% over the year, and 15% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 60% of homes, renters 40%. 17.2% of residents fall below the poverty threshold. There are about 2,684 housing units across 04950. Rent burden reaches 20% of tenant households. Population is roughly 4,761 with a median age of 52. Educational attainment sits at 15% bachelor's-or-above. Vacancy runs 17.8%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 30/100. Home values center near $187,600, an affordability ratio of 3.2× — accessible. Median household income is $48,750, below the U.S. median near $78,000.

On the whole, 04950 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.