ZIP 04937 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 04937 (Somerset County, Maine) returns a low composite of 23/100. The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (50/100), institutional ownership (23/100). institutional ownership (23/100) and mortgage stress (14/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (68/100). The latent-versus-live split is 50/100 structural and 4/100 already moving.

The peak-phase market in 04937 posted values that rose 2.0% over the year, and 40% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $62,633 — below the roughly $78,000 national figure. Roughly 12.2% live below the poverty line. There are about 2,986 housing units across 04937. The typical home is worth about $163,700 (2.4× income, relatively affordable). Educational attainment sits at 14% bachelor's-or-above. Population is roughly 6,411 with a median age of 43. Rent burden reaches 48% of tenant households. On demographic stress specifically, 04937 scores 29/100. The tenure split is 78% owner-occupied to 22% rented. Vacancy runs 7.2%.

Net-net, 04937 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 04937 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 04937 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Somerset County, Maine and the nation. Sparse data for 04937 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 23/100 figure for 04937 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 04937 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.