ZIP 04937 Property Distress & Foreclosure Data

DLRadar grades ZIP 04937 (Somerset County, Maine) at a low 23/100 for overall property distress. Property-level stress concentrates in construction/permit lag (71/100), structural risk (49/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (14/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). On the structural side it scores 49/100, with 4/100 of stress already active.

The market reads expansion — home values rose 6.1% year on year, and 40% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $62,633, median income runs below typical U.S. levels. The poverty rate is 12.2%. The ZIP holds roughly 2,986 housing units. The typical home is worth about $163,700 (2.4× income, relatively affordable). Around 14% of adults hold a bachelor's degree or higher. About 6,411 people live here, median age 43. Around 48% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100. 78% of housing is owner-occupied. The vacancy rate is 7.2%.

Net-net, 04937 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.