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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 04927 Foreclosure, Tax-Lien & Distress Report

Kennebec County, Maine · Affordable market

Composite property distress in 04927 (Kennebec County, Maine) lands at 22/100 — low on DLRadar's public-record scoring. Structural exposure scores 48 and live distress 4 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (49/100), structural risk (48/100), institutional ownership (27/100). On the quiet end sit institutional ownership (27/100) and mortgage stress (14/100). It additionally carries heavy environmental risk: climate & FEMA risk (77/100).

The peak-phase market in 04927 posted values that rose 2.9% over the year, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $187,000 (2.3× income, relatively affordable). At $74,544, median income runs near typical U.S. levels. About 3,385 people live here, median age 48. About 19% have a four-year degree. The vacancy rate is 8.2%. The ZIP holds roughly 1,503 housing units. The tenure split is 88% owner-occupied to 12% rented. The demographic-stress sub-score lands at 23/100. Around 26% of renters are cost-burdened. 5.9% of residents fall below the poverty threshold.

On balance 04927 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 04927 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 04927 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 04927 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 04927 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. The point of the 04927 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

22/100
Composite stress
48/100
Structural risk
4/100
Distress activity

Signal-by-signal read on 04927

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk77
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

04927 at a glance

A live read on 04927: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Nearby ZIPs in Kennebec County

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Each signal above is traceable to an open dataset · methodology

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