ZIP 04284 Foreclosure, Tax-Lien & Distress Report
Kennebec County, Maine · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 04284 in Kennebec County, Maine comes in at 22, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (77/100). Its heaviest discrete signals: construction/permit lag (49/100), structural risk (48/100), institutional ownership (27/100). institutional ownership (27/100) and mortgage stress (14/100) stay muted. On the structural side it scores 48/100, with 4/100 of stress already active.
Prices here sit in a peak phase: values rose 2.9% over the trailing year, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 1,096 with a median age of 50. 87% of housing is owner-occupied. At $75,987, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 29/100. A median home runs $362,800 here, or 4.3 times local income. Vacancy runs 39.7%, above the national norm and a classic distress-and-opportunity signal. There are about 836 housing units across 04284. 6.6% of residents fall below the poverty threshold. About 43% have a four-year degree. Around 27% of renters are cost-burdened.
Taken together, 04284 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 04284 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 04284 reflects the current record instead of a stale or modeled snapshot.
04284's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 04284 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 04284
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 04284 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
More ZIPs across Kennebec County
More distress data near 04284
Other reports tied to Kennebec County, Maine — ZIP, county and statewide.
Unlock the full ZIP 04284 acquisition report
See who owns each distressed property in 04284, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology