ZIP 04284 Property Distress & Foreclosure Data

DLRadar grades ZIP 04284 (Kennebec County, Maine) at a low 24/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (77/100)). Property-level stress concentrates in construction/permit lag (55/100), structural risk (52/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (14/100). Structural risk reads 52/100 against active distress of 4/100.

The expansion-phase market in 04284 posted values that rose 5.5% over the year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 1,096 with a median age of 50. Owners hold 87% of homes, renters 13%. Median household income is $75,987, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 29/100. Home values center near $362,800, an affordability ratio of 4.3×. Vacancy runs 39.7%, above the national norm and a classic distress-and-opportunity signal. There are about 836 housing units across 04284. 6.6% of residents fall below the poverty threshold. Educational attainment sits at 43% bachelor's-or-above. Rent burden reaches 27% of tenant households.

On the whole, 04284 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.