Kennebec County, ME Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Kennebec County, Maine? DLRadar grades every Kennebec County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Kennebec County breakdown.
- Kennebec County's most distressed ZIP is 04988 at 24/100.
- 27 ZIP codes tracked in Kennebec County, averaging 22/100 distress.
- Kennebec County reads peak — home values up 2.9% year over year.
- Vacancy runs 19% across Kennebec County's tracked ZIPs, with a 10.4% poverty rate.
- The typical Kennebec County home is worth about $250,348 against a ~$66,056 median income.
- Lending headwind in Kennebec County sits at 60/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 04988 | 24/100 |
| 2 | 04259 | 22/100 |
| 3 | 04265 | 22/100 |
| 4 | 04284 | 22/100 |
| 5 | 04330 | 22/100 |
| 6 | 04344 | 22/100 |
| 7 | 04345 | 22/100 |
| 8 | 04346 | 22/100 |
| 9 | 04347 | 22/100 |
| 10 | 04349 | 22/100 |
| 11 | 04350 | 22/100 |
| 12 | 04351 | 22/100 |
Most distressed ZIP codes in Kennebec County (composite distress 0-100, 2026)
What is driving Kennebec County distress
DLRadar builds Kennebec County's distress picture only from records anyone can pull; its ZIPs average 22/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Kennebec County market phase and pricing
The cycle in Kennebec County is peak, with values up 2.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Kennebec County
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Frequently asked
Which part of Kennebec County, ME scores highest for distress?
ZIP 04988 leads Kennebec County at 24/100, recomputed monthly from public records.
Where is Kennebec County in the housing cycle?
Kennebec County is classified peak with a 2.9% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Kennebec County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 27 Kennebec County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Kennebec County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Kennebec County ZIPs DLRadar ranks, scores run from 24/100 in 04988 down to 22/100 in 04351, against a Kennebec County average of 22/100. With 2 points between best and worst, county-level targeting in Kennebec County wastes effort.
What do Kennebec County home values and vacancy say about distressed supply?
The typical Kennebec County home carries about $250,348 of value against a median household income near $66,056. Vacancy across Kennebec County's tracked ZIPs runs 19% and the poverty rate is 10.4%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Kennebec County's foreclosure and lien filings and its 60/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.