ZIP 04254 Foreclosure, Tax-Lien & Distress Report
Androscoggin County, Maine · High Poverty market
Scored purely from public records, 04254 (Androscoggin County, Maine) returns a low composite of 26/100. It additionally carries heavy environmental risk: climate & FEMA risk (62/100), flood (NFIP) exposure (62/100). Structurally it carries 60/100, against 5/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (83/100), structural risk (60/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (16/100) register low.
The market reads peak — home values rose 0.8% year on year (phase confidence 51/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The ZIP holds roughly 1,739 housing units. DLRadar's demographic-stress index for the area reads 38/100. Vacancy runs 9.9%. Rent burden reaches 48% of tenant households. Owners hold 63% of homes, renters 37%. Educational attainment sits at 16% bachelor's-or-above. 33.1% of residents fall below the poverty threshold. The typical home is worth about $147,500 (3.6× income, relatively affordable). Households earn a median $44,535 — below the roughly $78,000 national figure. 3,076 residents call 04254 home, typically aged 36.
On the whole, 04254 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 04254 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 04254 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 04254 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 04254's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 04254 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 04254
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 04254 by the numbers
Current distress, phase, housing and lender-pressure figures for 04254, drawn from the same report attached to each property.
Adjacent Androscoggin County ZIP reports
More distress data near 04254
Related ZIP, county and statewide reads linked to Androscoggin County, Maine.
Unlock the full ZIP 04254 acquisition report
Every distressed parcel in 04254 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology