ZIP 04282 Property Distress & Foreclosure Data

ZIP code 04282 in Androscoggin County, Maine carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (63/100), climate & FEMA risk (62/100). What sets it apart are the readings on structural risk (45/100), institutional ownership (42/100), mortgage stress (16/100). mortgage stress (16/100) and construction/permit lag (16/100) stay muted. Structural exposure scores 45 and live distress 5 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 8.8% over the trailing year, and 24% higher over three years, at 44/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 90% owner-occupied to 10% rented. Roughly 2.0% live below the poverty line, a low share typical of higher-equity areas. 5,852 residents call 04282 home, typically aged 48. Vacancy runs 8.0%. There are about 2,424 housing units across 04282. About 19% have a four-year degree. Rent burden reaches 17% of tenant households. On demographic stress specifically, 04282 scores 22/100. A median home runs $284,900 here, or 2.9 times local income. Households earn a median $87,981 — above the roughly $78,000 national figure.

On balance, 04282 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.