ZIP 04282 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 04282 (Androscoggin County, Maine) lands at 26/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (62/100), flood (NFIP) exposure (62/100). What sets it apart are the readings on construction/permit lag (83/100), structural risk (60/100), institutional ownership (36/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (16/100). On the structural side it scores 60/100, with 5/100 of stress already active.

The peak-phase market in 04282 posted values that rose 0.8% over the year, and 24% higher over three years, at 51/100 phase confidence. Topping markets hide individual distress behind strong averages.

90% of housing is owner-occupied. The poverty rate is 2.0% — low. 5,852 residents call 04282 home, typically aged 48. Vacancy runs 8.0%. There are about 2,424 housing units across 04282. Educational attainment sits at 19% bachelor's-or-above. Around 17% of renters are cost-burdened. The demographic-stress sub-score lands at 22/100. A median home runs $284,900 here, or 2.9 times local income. Households earn a median $87,981 — above the roughly $78,000 national figure.

Net-net, 04282 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 04282 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 04282 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 04282, the field stays empty rather than modeled, and fills in as new documents post.

04282's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 04282 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.