ZIP 04236 Property Distress & Foreclosure Data

Androscoggin County, Maine's ZIP 04236 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (45/100), institutional ownership (42/100), mortgage stress (16/100). On the quiet end sit mortgage stress (16/100) and construction/permit lag (16/100). Environmental exposure also runs high (flood (NFIP) exposure (63/100), climate & FEMA risk (62/100)). On the structural side it scores 45/100, with 5/100 of stress already active.

The expansion-phase market in 04236 posted values that rose 8.8% over the year, and 25% higher over three years (phase confidence 44/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $91,736, above the U.S. median near $78,000. 14.1% of residents fall below the poverty threshold. Around 46% of renters are cost-burdened. Owners hold 87% of homes, renters 13%. DLRadar's demographic-stress index for the area reads 28/100. Population is roughly 4,390 with a median age of 41. Educational attainment sits at 20% bachelor's-or-above. The vacancy rate is 4.4%. The ZIP holds roughly 1,810 housing units. Home values center near $270,000, an affordability ratio of 2.6× — accessible.

Broadly, 04236 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.