ZIP 04236 Foreclosure, Tax-Lien & Distress Report
Androscoggin County, Maine · Distress market
In Androscoggin County, Maine, ZIP 04236 scores 26 of 100 for composite distress, a low level on DLRadar's distress index. Its heaviest discrete signals: construction/permit lag (80/100), structural risk (59/100), institutional ownership (38/100). institutional ownership (38/100) and mortgage stress (16/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (62/100). The latent-versus-live split is 59/100 structural and 5/100 already moving.
The market reads peak — home values rose 0.8% year on year, and 25% higher over three years, at 51/100 phase confidence. Topping markets hide individual distress behind strong averages.
Median household income is $91,736, above the U.S. median near $78,000. The poverty rate is 14.1%. Around 46% of renters are cost-burdened. Owners hold 87% of homes, renters 13%. The demographic-stress sub-score lands at 28/100. Population is roughly 4,390 with a median age of 41. Educational attainment sits at 20% bachelor's-or-above. Vacancy runs 4.4%. The ZIP holds roughly 1,810 housing units. A median home runs $270,000 here, or 2.6 times local income.
Net-net, 04236 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 04236 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 04236 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 26/100 figure for 04236 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 04236 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 04236
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
04236 at a glance
04236 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Androscoggin County ZIPs near 04236
Nearest ZIP codes to 04236
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Androscoggin County, Maine at ZIP, county and state level.
Unlock parcel-level detail for ZIP 04236
See who owns each distressed property in 04236, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology