ZIP 04258 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 04258 (Androscoggin County, Maine) at a low 26/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (62/100), flood (NFIP) exposure (62/100). The split runs 60/100 structural to 5/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (83/100), structural risk (60/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (16/100) register low.

The market reads peak — home values rose 0.8% year on year, and 23% higher over three years, at 51/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. Around 26% of renters are cost-burdened. Households earn a median $91,932 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 23/100. The tenure split is 94% owner-occupied to 6% rented. Population is roughly 2,774 with a median age of 52. About 24% have a four-year degree. Vacancy runs 1.9%. A median home runs $294,900 here, or 3.0 times local income. There are about 1,157 housing units across 04258.

Net-net, 04258 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 04258 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 04258's 26/100 can be lined up against any neighbor in Androscoggin County, Maine or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 04258 reflects the current record instead of a stale or modeled snapshot.

04258's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 04258 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.