ZIP 04274 Foreclosure, Tax-Lien & Distress Report

Androscoggin County, Maine's ZIP 04274 registers 26/100 composite distress, which DLRadar reads as low. Leading the profile are construction/permit lag (83/100), structural risk (60/100), institutional ownership (36/100). institutional ownership (36/100) and mortgage stress (16/100) stay muted. Structural exposure scores 60 and live distress 5 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (62/100), flood (NFIP) exposure (62/100).

The peak-phase market in 04274 posted values that rose 0.8% over the year, and 24% higher over three years (phase confidence 51/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

86% of housing is owner-occupied. 11.9% of residents fall below the poverty threshold. Rent burden reaches 50% of tenant households. Around 29% of adults hold a bachelor's degree or higher. Median household income is $94,625, above the U.S. median near $78,000. The vacancy rate is 16.1% — elevated. The demographic-stress sub-score lands at 29/100. About 5,920 people live here, median age 40. The ZIP holds roughly 2,995 housing units. The typical home is worth about $283,600 (3.0× income, relatively affordable).

Taken together, 04274 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 04274 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 04274's 26/100 can be lined up against any neighbor in Androscoggin County, Maine or any ZIP coast to coast. Where the public record is thin for 04274, the field stays empty rather than modeled, and fills in as new documents post.

04274's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 04274 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.