ZIP 04280 Property Distress & Foreclosure Data

Composite property distress in 04280 (Androscoggin County, Maine) lands at 21/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (63/100), climate & FEMA risk (62/100). The sharpest non-environmental signals are structural risk (45/100), institutional ownership (42/100), mortgage stress (16/100). By contrast, mortgage stress (16/100) and construction/permit lag (16/100) register low. Structural risk reads 45/100 against active distress of 5/100.

The market reads expansion — home values rose 8.8% year on year, and 21% higher over three years, at 44/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 3,271 housing units across 04280. At $63,250, median income runs below typical U.S. levels. The typical home is worth about $197,700 (2.8× income, relatively affordable). 93% of housing is owner-occupied. The poverty rate is 10.6%. Rent burden reaches 53% of tenant households. About 6,886 people live here, median age 46. The demographic-stress sub-score lands at 29/100. Vacancy runs 9.1%. Around 16% of adults hold a bachelor's degree or higher.

Net-net, 04280 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.