ZIP 04287 Property Distress & Foreclosure Data

ZIP code 04287 in Sagadahoc County, Maine carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (85/100)). On the structural side it scores 43/100, with 6/100 of stress already active. What sets it apart are the readings on institutional ownership (46/100), structural risk (43/100), construction/permit lag (29/100). On the quiet end sit construction/permit lag (29/100) and mortgage stress (19/100).

The expansion-phase market in 04287 posted values that rose 5.2% over the year, and 13% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $78,238, near the U.S. median near $78,000. 9.7% of residents fall below the poverty threshold. The ZIP holds roughly 1,429 housing units. Educational attainment sits at 33% bachelor's-or-above. Population is roughly 3,180 with a median age of 45. DLRadar's demographic-stress index for the area reads 21/100. Around 0% of renters are cost-burdened. Home values center near $292,800, an affordability ratio of 3.3× — accessible. The vacancy rate is 4.2%. Owners hold 87% of homes, renters 13%.

Broadly, 04287 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.