ZIP 04287 Foreclosure, Tax-Lien & Distress Report

In Sagadahoc County, Maine, ZIP 04287 scores 18 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100). On the structural side it scores 41/100, with 6/100 of stress already active. The most distinctive pressure shows up in institutional ownership (43/100), structural risk (41/100), construction/permit lag (26/100). On the quiet end sit construction/permit lag (26/100) and mortgage stress (19/100).

The peak-phase market in 04287 posted values that rose 4.2% over the year, and 13% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

At $78,238, median income runs near typical U.S. levels. 9.7% of residents fall below the poverty threshold. There are about 1,429 housing units across 04287. About 33% have a four-year degree. 3,180 residents call 04287 home, typically aged 45. DLRadar's demographic-stress index for the area reads 21/100. Around 0% of renters are cost-burdened. The typical home is worth about $292,800 (3.3× income, relatively affordable). Vacancy runs 4.2%. The tenure split is 87% owner-occupied to 13% rented.

On balance, 04287 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 04287 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 04287 runs through one identical scoring model, so its 18/100 sits on the same scale as every other ZIP in Sagadahoc County, Maine and the nation. Sparse data for 04287 shows as blanks, never estimates, and the score updates on every fresh public filing.

04287's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 04287 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.