ZIP 04562 Foreclosure, Tax-Lien & Distress Report
Sagadahoc County, Maine · High Vacancy market
ZIP code 04562 in Sagadahoc County, Maine carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Leading the profile are institutional ownership (41/100), structural risk (33/100), mortgage stress (19/100). structural risk (33/100) and mortgage stress (19/100) stay muted. Structural exposure scores 33 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100).
The peak-phase market in 04562 posted values that rose 4.2% over the year, and 38% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $102,446, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 32/100. Around 49% of renters are cost-burdened. Educational attainment sits at 38% bachelor's-or-above. The poverty rate is 7.2% — low. The tenure split is 80% owner-occupied to 20% rented. Vacancy runs 46.2%, above the national norm and a classic distress-and-opportunity signal. Home values center near $335,800, an affordability ratio of 3.3× — accessible. The ZIP holds roughly 1,763 housing units. 1,987 residents call 04562 home, typically aged 52.
Net-net, 04562 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 04562 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 04562 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 04562 shows blanks, not estimates, wherever the record is sparse.
Behind 04562's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 04562 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 04562
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 04562 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 04562, the same set carried on every parcel.
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Get the full acquisition report for 04562
The full 04562 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology