ZIP 04003 Property Distress & Foreclosure Data

In Cumberland County, Maine, ZIP 04003 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (61/100), institutional ownership (47/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (19/100) stay muted. The latent-versus-live split is 61/100 structural and 6/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (82/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 63% have a four-year degree. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 04003 scores 49/100. The vacancy rate is 85.0% — elevated. A median home runs $1,386,400 here, or 8.8 times local income. The ZIP holds roughly 447 housing units. The tenure split is 70% owner-occupied to 30% rented. Households earn a median $71,250 — near the roughly $78,000 national figure. 90 residents call 04003 home, typically aged 67.

Taken together, 04003 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.