ZIP 04003 Foreclosure, Tax-Lien & Distress Report
Cumberland County, Maine · High Vacancy market
ZIP 04003's composite property-distress score is 24/100 - DLRadar classes that as low for Cumberland County, Maine. Leading the profile are structural risk (54/100), institutional ownership (42/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (12/100). Structural exposure scores 54 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (82/100).
The market reads peak — home values rose 4.2% year on year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.
Around 63% of adults hold a bachelor's degree or higher. 0.0% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 49/100. Vacancy runs 85.0%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $1,386,400 (8.8× income, severely stretched). The ZIP holds roughly 447 housing units. Owners hold 70% of homes, renters 30%. At $71,250, median income runs near typical U.S. levels. 90 residents call 04003 home, typically aged 67.
Taken together, 04003 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 04003 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 04003 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Cumberland County, Maine and the nation. The score is rebuilt from public data as it updates, so 04003 reflects the current record instead of a stale or modeled snapshot.
04003's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 04003 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 04003’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 04003 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 04003, the same set carried on every parcel.
Adjacent Cumberland County ZIP reports
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Other reports tied to Cumberland County, Maine — ZIP, county and statewide.
See every distressed parcel in 04003
Pull every distressed parcel in 04003 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology