ZIP 04096 Property Distress & Foreclosure Data

Composite property distress in 04096 (Cumberland County, Maine) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (61/100), institutional ownership (47/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (19/100) stay muted. On the structural side it scores 61/100, with 6/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (82/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 31% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 9.1% live below the poverty line. Around 28% of renters are cost-burdened. The ZIP holds roughly 3,639 housing units. A median home runs $639,700 here, or 5.3 times local income. 9,006 residents call 04096 home, typically aged 41. On demographic stress specifically, 04096 scores 28/100. About 69% have a four-year degree. The vacancy rate is 4.3%. Households earn a median $107,911 — above the roughly $78,000 national figure. The tenure split is 77% owner-occupied to 23% rented.

Overall, 04096 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.